Result of AGM

LONDON--(BUSINESSWIRE)-- AMLIN plc (“Amlin”) AGM 21 MAY 2015 POLL RESULT Amlin plc (the “Company”) announces that at the Annual General Meeting of the Company, duly convened and held today at the Registered ...

Check out more... When to obtain new quotes Click here now.. Why you need new quotes Read on to find out more..

Prescription Drugs Leading to More DUIs in TN

Criminal judges are hearing more cases of people arrested for driving under the influence involving people who took prescription drugs and then drove.

In Davidson County presiding Judge Mark Fishburn devotes his entire docket on Fridays to DUI cases.  “When we first started this court, I would say we would have one in 50 drug-based DUIs,” he said. “Now, I think it is closer to one in 15.”

Tennessee is one of the nation’s leading states when it comes to the amount of prescription pills prescribed.  As a result of the trend, law enforcement officials see more people operating vehicles under the influence of prescription drugs.

Prescription drugs present a unique challenge for the judicial system because there is not a state set legal limit. For alcohol the legal limit is .08.  “With medications, I don’t know where you put the limit,” Judge Fishburn said.

Prescription drug DUI cases also require more time to process. “Whenever you have a DUI trial, instead of having a couple of police officers testifying, you will have to bring in the TBI crime lab expert and possibly a doctor,” Judge Fishburn said. “Then you are going to have to have an expert come in at every trial and testify about the effects of that medicine.” Instead of a trial taking a few days, the judge said the trials could stretch into more than a week.

He also said it will create a backlog for the TBI crime lab. The lab tests blood samples for Tennessee law enforcement agencies.  Blood tests are required to determine what type of drugs and the amount of drugs in a person’s system when they are arrested. “It will be longer for the case from beginning to end because you have to start drug testing everybody and the TBI crime lab is going to take longer to get the results back,” Judge Fishburn said. “The case is going to be sitting in limbo until those results are back.”

Currently, the TBI crime lab has a backlog generated by changes in Tennessee’s implied consent laws. In January, Tennessee enacted no refusal laws that allow law enforcement to obtain a blood sample from a suspected drunk driver without a warrant if the person has a previous DUI conviction or has a child under the age of 16 years old in the vehicle.  The change increased blood sample submissions to the TBI Crime Lab by 50%.  However, the agency was not provided with additional funding to hire lab technicians.  The turn-around time on a blood alcohol content test went from two weeks to up to eight weeks.  The turn-around time for a drug screening went from eight weeks to up to 30 weeks.  The TBI said it is planning to hire more technicians, though it may be months before they are fully trained and working in the crime lab.

If convicted of DUI in the state of Tennessee, drivers are required to obtain SR-22 insurance.  The SR-22 is a proof of financial responsibility and can be required for a total of 5 years from the date of your suspension. Have you had a DUI or other driving offense that required anSR 22 insurance filing or are you getting car insurance for the first time? Serenity Insurance can help – we offer car insurance in 47 states for both preferred and high risk drivers. Call us toll free today at 1-800-774-0520 or submit a free quote request online at www.serenitygroup.com.   Source: http://www.wkrn.com/

The post Prescription Drugs Leading to More DUIs in TN appeared first on SR22 Insurance.

temporary van insurance under 21 evan van insurance commercial van insurance any driver non commercial van insurance 1 week van insurance

SAGA SUPPORTS KINGS FUND REPORT INTO OLDER PEOPLE AND EMERGENCY BED USE

Commenting on the Kings Fund report into older people and emergency bed use, Ros Altmann, Director-General, Saga Group says: We whole-heartedly support the findings of the Kings Fund report, it backs up what we have been saying for some months.

When to obtain new quotes Click here now.. Why you need new quotes Read on to find out more.. Related content..

van insurance uk temporary van insurance e van insurance van insurance quotes short term van insurance

EU mergers and takeovers (May 19)

The following are mergers under review by the European Commission and a brief guide to the EU merger process: APPROVALS AND WITHDRAWALS -- French telecoms operator Orange to acquire Spanish provider Jazztel ...

short term van insurance uk private van insurance quotes multi van insurance van insurance cover commercial van insurance comparison

Age is a state of mind as research shows 60 is the new 40

Commenting on new European research that shows that 60 is the new 40, with people reaching middle age at the tender age of 60, Saga's head of communications Lisa Harris commented:

compare van insurance prices cheap courier van insurance van insurance groups list white van insurance the cheapest van insurance

First Post!

Start blogging by creating a new post. You can edit or delete me by clicking under the comments. You can also customize your sidebar by dragging in elements from the top bar.

equity red star van insurance comparison van insurance hire and reward van insurance cheapest commercial van insurance van insurance comparison sites

Need A Wonderful Discount On Your Van Insurance coverage? Then simply Stay clear of These kinds of Goof ups At All Cost

Looking for van insurance policy coverage need to be a very simple familiarity. You get the precise policy, acquire an excellent price and have your vehicle insured. But even the only responsibilities provide their unique potential risks fixed. Low Cost van insurance is a typical example in this. 

Expressly, it can be an easy course of, but it's important to be wary of potential points, similar to paying well over the chances or buying the unsuitable sort of cover fully. So that will help you steer clear of any such potential hindrances, right here is a guide to five of the most typical errors that people come up with when buying or restarting their vehicle insurance plan. 

1. Offering Wrong Details. Cars are generally intended as flexible vehicles.

Therefore the insurance coverage that protect them needs to take account of all these kinds of possible functions. This can put a a number of complexity to the application course of and may perhaps lead to needless flaws being created in the information you provide. For example, in the event you fail to call a daily car driver of your vehicle or simply declare that it's utilized for one objective when it's truly utilized for an additional, this could cause important issues.

Allowing for of which insurance coverage is a legal requirement, if your policy is undoubtedly invalidated by any errors, it's possible you'll experience more substantial challenges in comparison with merely finding it just a little difficult to make a successful compensation claim. 

2. Definitely not Checking Your Cover Before Restoring It.

A 12 months period could be a very very long time within the life of a van and a business. Several matters may amend throughout this era, some of which may have to be mirrored with your insurance. Failure in order to correctly update your particulars could result in many of the issues pointed out in the previous sections. While an affordable offer could also be what you really are pursuing, finally you need to possess van insurance coverage that will really provide you with the policy you desire.

Subsequently make sure you take the time to evaluate your renewal request consider this as an opportunity to make any kind of essential adjustments even if it is only a slight tweak within your expected twelve-monthly mileage or including a brand new individual. Use your present coverage as a sign and then make changes to match. Modifying the application through the time of your policy may end up charging you a standard fee every time, so it's value executing it anytime you could have the opportunity. 

3. Failing To Take A Look At the Rates Of Other Low Cost Insurance Organizations.

Whilst you is perhaps joyful together with your current insurer and have received a good quotation on your new policy, which do not mean that it might not become enhanced on elsewhere. Go online and have a look. Utilize your personal identical particulars with quite a lot of insurance companies and see whatever is accessible for your needs and figure out where savings might be derived without having to lower your primary level of policy. This is straightforward to undertake, and because of the Internet, it is amazingly reachable as well as fast too. As a result there should be absolutely no reason for spending extra for a similar policy via ignorance. 

4. Incorrectly Assuming They Are Of Identical Premiums Along With Other Insurance Organizations. 

Presently there usually are obvious same things amongst the two forms of packages; nevertheless, you will find additionally an analogous amount of variations that set them apart. When you are not careful you could neglect essential advice (once more, as detailed in the first part) or perhaps depart yourself hopelessly under insured. Understand your primary vehicle, what it is used for, where it is actually kept along with who will likely be driving it. Only by finding these ideal would you've a coverage that basically delivers the protection needed. 

5. Buying Excess Amounts Or Too little Proposed Policy. 

In the event that you are panicking that you simply have not applied the correct particulars and also exaggerated the extent of coverage that you expected, you are far more likely to pay out more than is actually strictly crucial in your insurance policy. In case you have not applied previously, seek the advice of someone who have to obtain recommendation or even talk to the insurance organisation to show you along the appropriate procedure.

A telephone enquiry is usually a great way to question unfamiliar issues while you go alongside, so long as you might have all the information to hand needless to say. 

If ever you are genuine concerning possessing the very best possible cheap van insurance package deal- http://www.cheapestvaninsurance.org/ however utterly stay away from all of these obstacles. The fact that these habits are confirmed to forestall you away from your ideal goal- saving you money in your van insurance monthly cost. 

There are alternative productive options to implement while hunting for ideas to pay a lesser van insurance monthly price- http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html, less expensive van insurance quotes and even cheapest car insurance quotes also other http://www.cheapestvaninsurance.org/van-insurance-comparison.html procedures that will help you locate http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html estimates in a short time.

van insurance compare compare van insurance uk cheapest van insurance uk online van insurance quote van insurance broker

Report predicts India tourism growth in 2015

2015-03-26 Report predicts India tourism growth in 2015 A new study has revealed that India’s visa reforms could boost the country’s tourism by as much as 7.5 per cent in 2015, according to the Economic Times (ET). The electronic visas, authorised by the government towards the end of last year, allo

autonet van insurance camper van insurance any driver van insurance van insurance brokers commercial van insurance quotes

Long-term care cost and your choices

The problem with self-insurance is that you don't know when you'll need the coverage. It's not just for seniors; many people aren't saving enough for retirement now.

vw van insurance short term van insurance uk private van insurance quotes multi van insurance van insurance cover

Your biggest wastes of money

Buying flashy cars and not planning for the future are just a couple of mistakes people make with their finances.

Unfortunately, there is quite a gap between what people would like to do with their money and what they actually do. For many, buying a house, taking trips with family or even retiring may present difficulties if drastic changes aren’t made in spending and saving habits.

Financial planning is vital for attaining realistic goals. Investing for the future should be a regular habit.

Here are some common financial mistakes that people make.

Not paying bills on time

Many people look at credit cards as a means to improve their lifestyle. So the end of the month rolls around and you receive that dreaded envelope in the post from your credit card company.

If you've ever paid a bill late, you will have probably noticed that you're charged a fine.

Brushing aside your bill or ignoring it all together could be detrimental to your credit rating and cost you more through the interest payments.

Trying to make an impression

Just because your neighbour has a flashy new TV, doesn’t mean you need to get one.

Buying for status is perhaps one of the worst financial mistakes. There is no evidence to prove that impressing others with a fancy car can make you happier. In fact, the debt you take on while acquiring these assets could prove to be costly. Never think about what others have as there are financial consequences of buying more than you need.

Overusing credit cards

Time and time again cards are used to purchase the smallest of things – from a loaf of bread to a packet of crisps.

The cost of the items you have charged becomes the purchase price plus interest. Before you know it, you’ll have filled the car up with petrol, bought a new duvet cover and have acquired the entire Monty Python DVD box set. Next time you make impulsive purchases, ask yourself if what you are buying is worth the interest.

Not planning for the future

Taking control of your spending and managing your money can help pave the way to achieving financial goals.

Failure to plan ahead can be a result of inexperience or may even be attributed to ignorance and fear. Although you may not want to face the future, it is just around the corner and without significant planning, you will find life much more difficult.

Lack of life insurance and health insurance could leave you in a difficult situation if problems were to arise. After all, life insurance is an asset for an individual.

Acting as a guarantor

Those of you with good credit may sometimes be tempted to guarantee a tenancy agreement or mortgage for a friend or family member with a history of financial problems.

But be prepared for what this implies. When you guarantee a mortgage or tenancy agreement, you’re taking on a risk that a professional lender or letting agent won’t take. If they can’t repay the debt, then you will be responsible for it. You may be better off staying away from playing the sugar daddy or a good Samaritan and keep your financial records on track.

**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**

multi van insurance van insurance cover commercial van insurance comparison short term van insurance cover discount van insurance

Untitled Presentation

cheap van insurance van insurance cheapest van insurance commercial van insurance cheap van insurance quote

Top Four Van Insurance Coverage Cash Saving Suggestions

Everybody likes to avoid wasting cash, particularly in the current economic situation. Consider it or not, one place you possibly can be saving is on your insurance coverage on your van. Obtaining the appropriate insurance coverage is imperative as it protects you as well as your van against many dangers, not to point out that it is compulsory legally inside the UK. This means that you have to have insurance coverage, but it does not mean it's important to pay a excessive quote. You'll find affordable deals, however it's important to know easy methods to deal with the purchase of your insurance coverage. This is a short look at a few wonderful cash saving tips you should use as you search for a terrific package when insuring your new van.

1 - Spend Time Shopping All around At the beginning, if you wish to save money on your van insurance coverage, you are going to spend some time in buying around. It does not have to take a lot time though. The internet has made comparison purchasing simpler more than ever. All you must do is jump online, visit some comparability websites on the net, fill out a quick form and you may be evaluating rates quickly. Just be certain that you all the time have a look at more than the cost. Obtaining the proper cover can also be important, so evaluate core features and price for the perfect throughout deal for your needs.

2- Lower Your Rates with a Greater Voluntary Excess Another approach though which it can save you and lower your rates is to go along with a better voluntary excess. It's a quite simple rule of thumb to recall. The higher the voluntary excess you choose, lower the premium on the insurance is going to be for you. Merely raising the voluntary excess by several pounds could make a huge difference. Work out precisely what you'll be able to afford to pay as voluntary excess. You should go along with it option to make sure you save much on your van insurance coverage premiums.

3 - Don't Permit Your Insurance coverage to Lapse Don't enable your insurance to lapse if you want to save some money with your van insurance. If you happen to find yourself allowing the policy to lapse, insurance companies are going to take a look at you as a huge risk. They could even assume that you are somebody that's irresponsible. In lots of circumstances you will end up paying more for the insurance coverage you want, if you have left your insurance coverage on the van to expire. Make sure you preserve your policy going, even when you have to go along with a short time period choice, while looking for one of the best long run policy for your needs.

4 - Search for Any type of Attainable Discounts Just remember to look for any potential bargains. Many individuals do not understand how many discounts are available and they never assume to search for them or ask about them. Economizing a little occasionally with reductions can really add as much as a nice financial savings in your policy. There are discounts for buying on-line, discounts for a number of insurance policies, safe driving reductions, discounts for security devices and more.

Ask about discounts available and attempt to get each discount that you simply can get. The more discounts you get, the more you'll spend less on your insurance for van. In a nutshell, these are very effective ways for reducing one's van insurance premium to obtain that elusive cheap van insurance everyone's talking about. There are also great ways to find affordable tool insurance, compare van insurance quote, check and compare 1st central car insurance with van insurance comparison, one day van insurance and many more

http://www.cheapestvaninsurance.org/
http://www.cheapestvaninsurance.org/the-best-van-insurance-quote.html
www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html
www.cheapestvaninsurance.org/short-term-van-insurance.html
www.cheapestvaninsurance.org/one-day-van-insurance.html

van insurance quotes camper van insurance courier van insurance van insurance

Autonet Insurance appoint new Head of Underwriting Glen Marshall

Autonet Insurance, one of the UK’s leading independent van insurance brokers announces new Head of Underwriting, Glen Marshal

one week van insurance short van insurance mobile catering van insurance bedford van insurance compare van insurance prices

Autonet Insurance secure advertising opportunity for upcoming England game

Autonet Insurance, one of the UK's leading van insurance brokers is delighted to announce that an advertising opportunity has been secured for an upcoming England game.

cheap van insurance no deposit cheap van insurance for convicted drivers temporary van insurance under 21 evan van insurance commercial van insurance any driver

Autonet Insurance Announced as Finalists at the British Insurance Awards 2015

The British Insurance Awards 2015 are a major event in the insurance industry calendar. These respected awards are firmly established as the unrivalled badge of excellence for the insurance sector and raise the standards across the industry. Autonet were entered in to the category for....

van insurance cheapest van insurance commercial van insurance cheap van insurance quote cheap van insurance online

EU mergers and takeovers (May 19)

The following are mergers under review by the European Commission and a brief guide to the EU merger process: APPROVALS AND WITHDRAWALS -- French telecoms operator Orange to acquire Spanish provider Jazztel ...

best van insurance van insurance quotes online van insurance for young drivers commercial van insurance quote cheap commercial van insurance

Apple Watch: Reason to use Apple Pay?

We're about to find out if mobile wallets will stand the test of time.

Read on to find out more.. Related content.. Similar articles.. Read more.. Related posts..

Similar posts.. More sites on related content.. Click here for more.. How to get cheap van insurance quotes Read more here..

cheap van insurance van insurance quote commercial van insurance compare van insurance van insurance comparison

Avoid the mattress: 8 places to park newly found cash

Don't bury money in the yard! Check out these other options that offer safekeeping.

cvd van insurance cheapest van insurance for young drivers cheap van insurance van insurance cheapest van insurance

1-year CD rates are bigger in Texas

CD rates vary across the country. Find out which cities have the highest rates on one-year CDs and five-year CDs.

Click here for more.. How to get cheap van insurance quotes Read more here.. Where to get cheap quotes Check out more...

Click here now.. Why you need new quotes Read on to find out more.. Related content.. Similar articles..

cheap temporary van insurance 1 month van insurance nfu van insurance very cheap van insurance highway van insurance

Hottest market for luxury homes

Only one city in a list of 10 luxury markets had faster sales growth in 2014 than it did the year before.

Similar posts.. More sites on related content.. Click here for more.. How to get cheap van insurance quotes Read more here..

cheap van insurance uk courier van insurance best van insurance van insurance quotes online van insurance for young drivers

5 lessons from celeb data breaches

Celebs -- they're just like us! Don't get hacked like J-Law and Jay Z did.

refrigerated van insurance cheap 1 day van insurance compare cheap van insurance equity red star van insurance comparison van insurance

Historic bell stolen from arts site

Thieves have stolen an historic bell from an arts centre in Ireland.

Click here now.. Why you need new quotes Read on to find out more.. Related content.. Similar articles..

uk van insurance van insurance compare compare van insurance uk cheapest van insurance uk online van insurance quote

Jean Chatzky: How to buy a used car

These four steps will help you get a quality car at a price you can afford.

cheap private van insurance cheap van insurance quote cheap temporary van insurance 1 month van insurance nfu van insurance

Autonet Insurance employees declared finalists at the UK National Contact Centre Awards

Autonet Insurance is pleased to announce six employees were nominated as experts in their field at the UK National Contact Centre Awards.

van insurance comparison site cheap van insurance van insurance quote commercial van insurance compare van insurance

State tax cost of Tom Brady suspension

Tom Brady will lose $2 million if his NFL four-game suspension is upheld. Massachusetts and New York tax collectors also will lose money if the quarterback doesn't play.

uk van insurance van insurance compare compare van insurance uk cheapest van insurance uk online van insurance quote

Older voters don’t contain the selfish gene when it comes to politics

Much has been made of how the Political parties are said to be bending to the wishes of the older generations simply because they are significantly more likely to vote. But new research from Saga has blown away the myth of the selfish voter, with only one in ten over 50s stating that the issues that affect them were the most important to how they vote.

cheap van insurance uk courier van insurance best van insurance van insurance quotes online van insurance for young drivers

Irish tourism boosted by depreciating Euro

2015-03-13 Irish tourism boosted by depreciating Euro The depreciating value of the euro against the dollar and sterling has led to Ireland’s tourism sector making great gains this year, according to the Irish Times. In recent months, the euro has dropped to its lowest value in seven years against t

business van insurance private van insurance cheap van insurance uk courier van insurance best van insurance

Navas Resume

cheap van insurance quote cheap van insurance online Click here for more.. How to get cheap van insurance quotes Read more here..

Guam to get first resort in over 15 years

2015-03-12 Guam to get first resort in over 15 years The first new resort in Guam since 1999 is set to be launched by Dusit International, according to Breaking Travel News. Taking place this April, Dusit Thani Guam's soft opening will see 419 deluxe rooms available for booking, each boasting sensat

Similar articles.. Read more.. Related posts.. Similar posts.. More sites on related content..

private van insurance quotes multi van insurance van insurance cover commercial van insurance comparison short term van insurance cover

Tips On How To Limit The Losses On Your Van With A Van Insurance Cover

The main essence of a vehicle insurance policies are to protect against any kind of unforeseen disasters or incidents such as theft, accidents or fire. As a result, if perhaps your motor vehicle gets involved in an accident and gets damaged, your van policy protects it and it’s going to be repaired back to it’s original state. Realistically, car insurance policy is a massive relief for both vans and other automobile owners. Some individuals have this perception that van insurance is pretty expensive and therefore get frightened insuring their vehicles therefore breaking the law. Presently, getting cheap van insurance deal can be extremely very easy if you follow a few guidelines. – http://www.cheapestvaninsurance.org/

A few of the criteria needed for securing a cheap van insurance are: ensuring that you have not claimed from your previous policy for up to 5 years or more; making sure that your van is always packed in a secured garage at night. It is a common belief that only commercial vans needs to be insured but this is not the case rather non-commercial van insurance is important for everyone who drives a van whether for commercial purpose or non commercial purpose.

Extra insurance coverage could be needed for those that use their vans consistently on a daily basis. For individuals and small corporations, vehicles are one of the easiest choice for the moving of products as well as services. Vans have become very depended upon by people and corporations nowadays. In the event that these vans get damaged, then it adversely affects the whole business entirely as movement of goods and services are restricted. In such an ideal situation, that’s where van insurance policy comes in, they would reimburse expenses and losses derived as a result of the damages in addition to getting the vehicle back on the road.

So that the policy holder can be rest assured of not suffering further financial consequences. Before obtaining your van insurance quotes online, always ensure you determine the appropriate cover that meets your requirements and suitability. Whether comprehensive, third party fire and theft or just third party only, paying for a cover you don’t really need would end up costing you more money. Basically, if your premium is less than 10 times your six months comprehensive insurance then you might not need to take out the policy because your van might not be worth taking out the comprehensive cover on.

Some individuals feel they can select a different cover in order to have a cheaper premium but use their vans for a purpose contrary to the purpose they have stated with their insurers, These is very unwise as such acts can invalidate one’s policy. Van insurance brings with it considerable amount of benefits and rest of mind as well against any future eventualities. To help business owners and sole proprietors carry on with their businesses when their vehicle is off road due to an accident, most insurance companies always provide courtesy vehicles for their policy holders.

Business owners most especially benefit from this huge benefit especially those that cannot do without their vans on a daily basis. The insurance of vans includes two major covers that includes comprehensive cover and third party fire and theft. Collision or third party fire and theft entails cover for third party vehicles that are involved with yours in an accident and also covers your vehicles against fire and theft. This coverage is offered mainly for collision with other third party vehicles in an event of any collision whatsoever.

However, in the event of any natural disasters like flood, hail, thunder storms earth quakes and so on then comprehensive cover is the most ideal policy to undertake for your vehicle. A lot of superb advice exists that can help lower the amount of insurance premium billed by insurance firms.

Below are a number of ways to obtain a cheap van insurance-

(I) if you are a good driver, then you can increase your deductible amount and also avoiding any claims in order to lower down your premium.

(II) Installing car alarms and immobilisers do prevent car theft and burglary to a certain extent that the insurance companies are willing to credit you for installing them on your vehicle. Security systems are very effective for deterring break ins and theft and insurance companies give discounts by reducing premiums on vehicles that have installed security systems.

(III) Another great way of acquiring cheap van insurance is by just doing your research other van insurance websites to obtain the cheapest quotes for your needs. Comparing various insurance quotes would help you unveil numerous quotes you never knew existed before.

http://www.cheapestvaninsurance.org/short-term-van-insurance.html

http://www.cheapestvaninsurance.org/one-day-van-insurance.html

http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html

Check out more... When to obtain new quotes Click here now.. Why you need new quotes Read on to find out more..

direct van insurance modified van insurance car van insurance monthly van insurance pay as you go van insurance

Clean Diesel Sales Continue to Climb in U.S.

According to Autoblog.com, sales of environmentally friendly diesel vehicles, or clean diesels, are up by 27.5%, compared to sales numbers at the same point last year. The article cited a recent study by HybridCars.com and the automotive research and analysis company Baum and Associates. The study revealed that Americans have purchased 61,214 clean diesel-powered vehicles during the first six months of the year. Perhaps even more surprising is the fact that this figure does not include the sale of heavy-duty diesel pickup trucks. But while the sales numbers are significant, they still do not match the number of hybrids being sold in the U.S. According to the study, hybrid sales are up by 63.5% over 2011’s numbers, and beyond the sale of green vehicles, overall automobile sales increased by 14.9% as well.

For clean diesels, 2012 year marks the second straight year where sales have increased by double-digits. According to Allen Schaeffer, the executive director of the Diesel Technol…

Where to get cheap quotes Check out more… When to obtain new quotes Click here now.. Why you need new quotes

Read more.. Related posts.. Similar posts.. More sites on related content.. Click here for more..

discount van insurance no deposit van insurance van insurance group cheap private van insurance cheap van insurance quote

Elisha Helped Me Through a Hard Time

I would like to send my sincerest appreciation to your employee Elisha. During this hard time with the passing of my mother, I found myself overwhelmed with financial issues. Elisha assisted me in obtaining a new policy and I have never been so relieved to hear how easy this was going to be at this difficult time in my life.

I cannot express how helpful , cordial, and sympathetic she was, not to mention professional! Please accept my gratitude for a positive and pleasant experience with your agent Elisha Davis.

Thank you,
Lauren in Clovis, CA

The post Elisha Helped Me Through a Hard Time appeared first on SR22 Insurance.

young drivers van insurance 6 month van insurance one week van insurance short van insurance mobile catering van insurance

Study Shows Teens “Inherit” Poor Driving Habits From Parents

According to a new study from Liberty Mutual Insurance and Students Against Destructive Decisions (SADD), teens that engage in dangerous driving are not picking up poor habits on their own, but instead have observed their parents engage in them while riding as passengers. Out of more than 1,700 teens surveyed across the country, the vast majority pointed out a number of poor and dangerous driving habits exhibited by their parents.

The survey's results revealed that 91% of teens observed their parents talking on cell phones while driving, 88% observed their parents speeding, and 59% of parents were guilty of texting while driving. And beyond speeding and hot-topic driving hazards like cell phone use, almost half of the teens surveyed reported that they had witnessed their parents drive at least occasionally without a seatbelt. Even more disturbing was that 20% teens said they have observed their parents driving while under the influence of alcohol, while 7% have observed their parents drive under the influence of marijuana. The findings were disturbing, as teens practically mirrored their parents behavior in most categories.

Among the same 1,700 teens surveyed, 90% admitted to talking on their cell phones while driving, 94% admitted to speeding occasionally (while 47% said they speed often to very often), and nearly 80% admitted to sending text messages while driving. When it came to seatbelt use, 33% confessed that they have driven without a seatbelt. As far as driving under the influence, 15% of teens surveyed had driven under the influence of alcohol, while 16% had driven after using marijuana. For Liberty Mutual and SADD, the results provide a clear link between observed and self-reported driving behaviors.

Beyond a number of poor driving influences that teens admitted to witnessing from parents, 66% of teen drivers said that they are often instructed to "do as I say, not as I do" by their own parents when it comes to driving habits. According to Stephen Wallace, a senior advisor for policy research and education at SADD, this type of instruction from parents actually undermines the rules of the road they set for their teens. Wallace believes that the best instruction that a teen can receive when it comes to driving safely is for parents to set the example and become a good role model behind the wheel. Additionally, Wallace advises that parents should create an open dialogue about safe driving behavior with their teens, and also create and sing a parent/teen contract outlining in detail the types of positive driving habits both parties will adhere to when on the road.

Parent/teen contracts can be found on the Liberty Mutual website, or in most cases, on the website of your personal insurance provider.

The post Study Shows Teens “Inherit” Poor Driving Habits From Parents appeared first on CarInsuranceQuotes.net.

commercial van insurance uk car and van insurance catering van insurance express van insurance van insurance company

Apple Watch: Reason to use Apple Pay?

We're about to find out if mobile wallets will stand the test of time.

Read on to find out more.. Related content.. Similar articles.. Read more.. Related posts..

Similar posts.. More sites on related content.. Click here for more.. How to get cheap van insurance quotes Read more here..

van insurance broker daily van insurance autonet van insurance camper van insurance any driver van insurance

5 Tips to Get the Most for your Dollar at a Year-End Car Sale

The week after Christmas, dealerships begin liquidating inventory to make way for the new models that will fill the lots during the new year. Dealerships pay a pretty penny to advertise these year-end events, so now more than ever, salesmen are prepared to turn visits into transactions. With the opportunity to make many different sales, the sales team has less pressure to keep ticket prices high, leaving consumers more room to haggle. Traditionally, December 27 through New Year’s Eve are the best days for consumers to secure a discount on a new car, but shopping at the end of the year comes with its own unique hurdles.

1. Be prepared for a little give and take

Year-end discounts actually begin during September, but vehicle discounts, like fine wines, only get better as the products age. For the savvy consumer, waiting until the end of the year can reap the biggest financial savings, but you must also be prepared to select from a limited inventory. Like many post-holiday clearance sales, the selection is likely to be a sparse collection of unpopular items, and in the case of vehicles, this means quirky paint jobs and fewer bells and whistles. For the consumer who is prepared for a little give and take, year-end sales can be ideal savings events.

2. Consider models that will become outdated in the new year

Although all vehicles undergo minor upgrades with the new year, major upgrades are made every four to five years. Models that are outdated with the New Year will be sold at larger discounts to make way for the upgraded models. Researching which models are receiving major upgrades can better prepare consumers to find a high-quality vehicle at a year-end sale, as opposed to those models that have been deemed unpopular. However, these high-quality models may still only be available in unusual colors or without upgraded features, so keep that in mind.

3. Bigger is better

Families who are searching for minivans, large sedans, or SUVs can find many discounted options at year-end clearance sales. Also, large pick-up trucks can often be found at closeout prices during these events, offering thousands of dollars in cash-back rebates. And it’s not just the size of your future vehicle that matters; when shopping end-of-the-year car sales, it’s also important to consider the size of the dealership. The larger the dealership, the larger the inventory will be. A larger inventory offers more of a selection to consumers, and it also places more pressure on the sales staff to clear the showroom floor.

4. Choose discounted financing over cash-back rebates

Before visiting a dealership, consumers should consult their banks or loan providers to establish a budget. Discounted financing options with low interest rates and reasonable payment plans generally offer consumers greater discounts than cash-back rebates. These rebates, however, may be necessary to pad the down payment and to otherwise qualify some shoppers for a loan. While discussing payment options, consumers will do well to focus on the final pay-off amount. Many dealerships will encourage consumers to stretch out their payment periods to afford more expensive vehicles, b consumers should be wary of extending payment periods, as this costs more in the long run.

5. Haggle and keep a close eye on the invoice

Hard-nosed hagglers will still walk away from the dealership with the best deals. Remember, it never hurts to ask for more. After all, dealerships will certainly try to stick you with more than you’re willing to pay. Keep a close eye on your invoice to identify any unnecessary extras, such as rust-proofing, fabric protection, or paint sealant. These little fees can certainly add up, and though they won’t cost you thousands, a few hundred dollars saved is well worth the extra attention.

The post 5 Tips to Get the Most for your Dollar at a Year-End Car Sale appeared first on CarInsuranceQuotes.net.

van insurance quotes online van insurance for young drivers commercial van insurance quote cheap commercial van insurance van insurance any driver

Autonet Insurance strike deal with performance marketing experts

Autonet Insurance partner with leading performance marketing agency

highway van insurance motor van insurance cheap van insurance compare yes van insurance van insurance prices

Eight top money-saving apps

Buying a smartphone isn’t cheap, but did you know these devices could also save you money?

If you own a smartphone, you probably love the convenience of having the internet and GPS quite literally at your fingertips.

However, these devices can also be fantastic money-saving resources. Here are eight of our favourite financial apps.

1. RedLaser

By using your phone’s camera, you can scan in an item’s barcode and RedLaser will compare prices in local shops and online retailers.

You can also use the app to check stock levels and reserve items you’d like to buy.

Free

Available on iPhone, Windows Phone and Android

2. Nosey Parker

With this app, iPhone users can search for the cheapest and safest parking spaces near their current location.

Nosey Parker could be especially useful for anyone who frequently drives in busy city centres or visits areas they’re not familiar with.

£2.99

Available on iPhone

3. Vouchercloud

By using GPS technology, Vouchercloud pinpoints the vouchers and offers nearest you. Once you have found a deal, the voucher will be delivered to your mobile.

After you have downloaded the voucher, you can either use it immediately or save it for the future.

Free

Available on iPhone, Windows Phone, Android and BlackBerry

4. Wine Search

If you enjoy the occasional glass of vino, you probably know that this particular indulgence can be pretty pricey.

With this app, you can compare prices in various shops and also on restaurant wine lists.

In another interesting feature, you can also see the mark-up that the restaurant charges – which could be pretty infuriating for a frugally minded oenophile.

£1.49

Available on iPhone

5. CashPointer

Not being able to find a cashpoint can be infuriating and being charged to withdraw your own money can be even more annoying.

CashPointer allows you to search for the nearest ATMs in your area and even specify if you’re looking for a machine that doesn’t charge.

Free

Available on iPhone

6. UK Salary Calculator

If you’ve accepted a new job, had a promotion or a rise, this app gives you an overview of your new financial position.

It will break your salary down into an hourly, daily and monthly wage and also takes into account factors such as National Insurance contributions, student loan deductions and pension contributions.

Free

Available on iPhone

7. Onavo

If you would get more benefit from your phone’s data allowance, Onavo’s makers claim this app could extend your usage by up to five times.

The app routes all your internet usage through its own servers, compresses the data and send it back to your phone.

Free

Available on iPhone and Android

8. British Gas meter readings

If your energy bill is based on estimated usage figures, there’s a strong chance you’re either over- or underpaying on your bills.

However, British Gas customers can submit their own, actual readings using the company’s app, which will help ensure their bills are accurate.

Free

Available on iPhone and Android

If you’re with another energy provider, it could be worth checking whether your supplier offers a similar service for smartphones.

Remember, these are just a sample of our favourite money-saving apps and there are countless others out there.

For more articles like this, see Beat bank charges with your phone, Six top money-saving websites and Three ways to make money online.

**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**

day van insurance volkswagen van insurance hastings van insurance mercedes van insurance camper van insurance quotes

Apple Watch: Reason to use Apple Pay?

We're about to find out if mobile wallets will stand the test of time.

Read on to find out more.. Related content.. Similar articles.. Read more.. Related posts..

Similar posts.. More sites on related content.. Click here for more.. How to get cheap van insurance quotes Read more here..

compare van insurance van insurance comparison budget van insurance van insurance uk temporary van insurance

Car insurance claim with LV takes a tortuous route

My mechanic crashed my car I am still waiting for his insurance company to settle the claim

A mechanic from my local garage was driving my car to his premises when he skidded on ice and collided with another vehicle. There was considerable damage to both cars and the mechanic reported the incident to his insurers, LV. He was, in fact, put through to accident management company ClaimCare.

ClaimCare appointed another firm, The Car Repair Network, who told my mechanic to take my car to an appointed garage for inspection. The garage owner had received only vague details about the claim from the insurer so I called LV and discovered that, although it had a record of the incident, it had few details and no idea of who I was.

Continue reading...

Click here now.. Why you need new quotes Read on to find out more.. Related content.. Similar articles..

Read more.. Related posts.. Similar posts.. More sites on related content.. Click here for more..

Click here now.. Why you need new quotes Read on to find out more.. Related content.. Similar articles..

How to get cheap van insurance quotes Read more here.. Where to get cheap quotes Check out more... When to obtain new quotes

Health coverage jumps under Obamacare

A new study shows the widespread impact of health reform on individual policy growth.

Read on to find out more.. Related content.. Similar articles.. Read more.. Related posts..

commercial van insurance uk car and van insurance catering van insurance express van insurance van insurance company

The truth behind car insurance myths

Everyone knows red cars are more expensive to insure, right? Wrong.

With the latest data from the AA revealing that the average comprehensive premium now costs £1,035.45, car insurance is a huge investment for most drivers.

Worryingly, however, there are a number of myths and misconceptions around car insurance. If you fall for one of these, you could end up overpaying for your cover or potentially invalidate your policy.

We reveal some of the most common car insurance myths.

If I don’t drive my car I don’t need insurance
Wrong. The Continuous Insurance Enforcement (CIE) law requires all registered vehicles to have insurance. It had previously only been illegal to drive uninsured, however, this law, which took effect last year requires all vehicles that are taxed to be insured, even if they are not used.

Those of you who own a car that is not insured must either take out insurance or make a Statutory Off-Road Notification (SORN) with the Driver and Vehicle Licensing Agency (DVLA) – even if you don't drive it.

If I get a speeding ticket my insurance rates will go up
A number of factors come into play here. Your first minor speeding ticket may not have an affect on your insurance rate. However, the speed you were travelling and the frequency of infractions will play a role in determining your premiums.

If I have comprehensive cover I will be insured abroad
A fully comprehensive insurance policy provides the most extensive cover if you’re driving on British roads. Once you leave the UK, however, you may find your level of protection plummets significantly.

For instance, some insurers will only offer you third party cover abroad even if you are fully comprehensive in the UK. This means the company would only reimburse other people for their injuries and damaged property. Other companies will only pay out if you have provided advance warning you will be driving in another country.

Before you head off on holiday, it would be wise to check your policy’s fine print.

My insurance will be more expensive because I am a man
From 21 December this year, insurers can no longer take gender into account as a risk factor when calculating the cost of insurance cover the European Union’s top court has ruled.

Historically, young women have paid significantly less than their male counterparts for their insurance premiums because women are less likely to be involved in an accident.

As a result of this ruling, it’s likely that premiums will increase substantially for many female drivers.

If I buy a red car it will cost more to insure
Wrong. This is a common misconception. Many believe that insurers automatically associate red with youth and aggressive driving but in reality, insurance companies are colour blind.

A spokesman from the AA said that there is no statistical evidence that a red car will increase your insurance premium. Insurers decide what rate you will pay based on the vehicle's year, make, model, body type, and engine size. Other factors that come into play are your driving record, safety statistics, price, and how attractive your vehicle is to thieves.

**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**

white van insurance the cheapest van insurance top 10 van insurance car and van insurance combined van insurance for convicted drivers

Columnas flexo compresion

multi van insurance van insurance cover commercial van insurance comparison short term van insurance cover discount van insurance

Bank fined $7.5M for bad overdrafts

The CFPB is forcing one of the nation's biggest banks to pay big fines for charging hundreds of thousands of customers improper overdraft fees.

small van insurance van insurance online commercial van insurance uk car and van insurance catering van insurance

Michigan Car Insurance Companies – Denying Your Rights & Benefits – Under Investigation Report (Channel 7)

Michigan car insurance companies avoid claims payment through delay and denial tactics. This special investigation done by Channel 7 in Michigan uncovers how big auto insurance carries are…
Video Rating: 4 / 5

motor van insurance cheap van insurance compare yes van insurance van insurance prices dial direct van insurance

Estacion 3

estacion3

admiral van insurance van insurance quote uk direct van insurance modified van insurance car van insurance

Free FICO scores for the struggling

The analytics company is expanding its Open Access program, getting free credit scores to more Americans.

direct van insurance modified van insurance car van insurance monthly van insurance pay as you go van insurance

Mortgage delinquencies plunge

Mortgage delinquencies continue to trend down to the lowest rate since the second quarter of 2007.

dial direct van insurance business van insurance any driver weekly van insurance van insurance any driver over 25 compare market van insurance

Young people 'priced out' of pubs

Over 8,000 pubs across the UK have closed in the past seven years, coinciding with a drop in the number of young people drinking in local watering holes, according to research.

Similar posts.. More sites on related content.. Click here for more.. How to get cheap van insurance quotes Read more here..

pay as you go van insurance fleet van insurance van insurance quotes uk commercial van insurance quote uk classic van insurance

The Correct Approach For Getting The Cheapest Van Insurance Packages Online

Frequently cheap van insurance policies often provides a selection of possibilities to choose from as prices may also differ according to whether or not the function of the van is either for household or enterprise utilization.

1. Staying lawful on the road additionally indicates getting the right van insurance policy, most essentially for consumers shopping for the cheapest van insurance policy that will would match their demands. Usually, all vans will require fire as well as theft coverage as well as public liability policy. Nevertheless business vans in addition need 3rd party coverage along with other coverage which cover the van but do not stipulate individual driver. Even so, specific staff might be appointed for eligibility of reduced cost.- http://www.cheapestvaninsurance.org/

2. Comprehensive insurance coverage normally include optional extras that could include things like fixtures as well as audio system or legal prices as well as breakdown insurance and you can obtain reduce amounts of protection to save cash on these kinds of options. There are other methods to save money on comprehensive protection; for individuals that drive fewer millage, discounts for mileage can help decrease your cost noticeably as well as possessing high experience levels in addition.

3. Numerous individuals consider raising their voluntary excess amounts simply because they can reduce their monthly premium through forking out a lot more on the 1st portion of the claim, if the car crash is not evaluated a ‘non-fault’ incident. Non claimants who have security alarms and also immobilisers added within their vehicle or use very protected garages to store their vans overnight are actually usually rewarded with enormous savings by insurance companies.

4. You’ll often recognize that the criteria needed by insurers change from one insurance provider to another. Usually the size and the engine capacity of a vehicle may influence a person’s van insurance premium with some insurance companies while others may also cut down a policy premium for simply just sticking a label on your bumper showing phone number other road users may call up to report an unsafe driving.

5. One additional technique of minimizing one’s premium is through seizing opportunities for savings, increasing the amount of your van insurance excess in addition to switching out of monthly premiums to annual settlement- this should stop you from having to pay the interest on the full premium.

6. Optional protection for legal cover, accidental damages to third party possessions, breakdowns and many more are add-on that insurance providers can simply include in a policy. Nevertheless checking and comparing prices with other insurance providers might allow you detect whether to add them to your policy. Since you’re obligated to settle the overall amount of your van insurance protection, you may also be in a position to change certain features that come with your protection plan so as to reduce your quote.

7. Always bear in mind that cheap van insurance premiums can vary significantly from one insurer to another due to the cost of the van making up the premium and the various risks being exposed to the insurer on a daily basis when you use your van. Transporting hazardous items will no doubt shoot up your van insurance premiums in addition to carrying of products deemed as expensive, as these pose a greater risk to the insurers .Getting many different independent quotes for cheap van insurance can often be a time and money saver when looking for that elusive cheapest van insurance policy.

A number of van insurance comparability web-sites can be found at present that will provide you with many different extras and options to pick from. Add-on like break down policies, personal accident injury insurance protection are usually a few of the alternatives you may select from all at very inexpensive quotes .

Ultimately, it always pays to be tolerant when searching for a cheap van insurance quote. Find as many quotes as you can doable then you’ll be in a better position to establish what policy is the best for you together with best value for money. Nevertheless though, a lot of van insurance you can choose from, which range from one day van insurance, short term van insurance commercial van insurance and much more. Acquiring enormous reductions from all of these insurance policies also requires similar technique as well as persistence.

• Great ways to obtain cheap van insurance quotes online
• http://www.cheapestvaninsurance.org/one-day-van-insurance.html
• http://www.cheapestvaninsurance.org/short-term-van-insurance.html
• http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html

business van insurance any driver weekly van insurance van insurance any driver over 25 compare market van insurance young driver van insurance

Sitting Your Kids Below The Ages Of 2 Within A Rear Facing Position Is Notably Less compromising In comparison with Any Other Sitting Position Claims The United states School For Pediatrics

This innovative discoveries by the American Academy of Pediatrics (AAP) will surprise most parents / guardians in to altering their unconventional practices of safeguarding their infants inside vehicles.

Enclosed inside a new policy released in the issue of April 2011 of Pediatric medicine, fathers and mothers are advised to keep their children within a rear-facing infant car seat up till the age of two or better still when they have gotten to the required height and also body weight for their specified seat. Also, the AAP also reminded parents about the basic requirement for their children to use booster seats that seat belt positioned until the height of 4' and 9" in height as well as reaching the ages of 8-12 years of age.

A previous policy published in 2002 also advised that it is much safer for toddlers and infants to be placed in a rear facing up position up to the limits of the car seat, also indicating age 12 months and 20 pounds as absolute minimum. Noticeably, a huge percentage of parents were observed changing their child's car seat position to a front facing one from rear-faced position upon their babies turning one.

"Transition from one stage to another often gets parents excited, but these transitions must generally be delayed until they are absolutely necessary, as the child fully develop and outgrows the restrictions for his or her present stage," said Dennis Dubin, MD, FAAP, leader and author of the policy statement as well as the accompanying technical report.

"A rear-facing child safety seat does a better job of supporting the head, neck and spine of infants and toddlers in a crash, because it distributes the force of the collision over the entire body," dr durbin said. "with larger kids, a harness fitted forward facing seat is a lot safer than booster seats, and a belt positioning booster seat gives the most protection possible than just a seat belt alone until the seat belt can work correctly."

While the rate of deaths in motor vehicle crashes in children under age 16 has decreased substantially, dropping 45 percent between 1997 and 2009, it is still the leading cause of death for children ages 4 and older. Totalling children and teenagers up to the ages of 21 years, over 5,000 deaths are recorded each year. The amount of casualties can be alarming: for every fatality, approximately 18 children get admitted in hospital while more than four hundred are seriously injured enough to need medical assistance.

Results from research made have uncovered the truth that kids are safer in rear-facing car seats. The 2007 journal injury prevention study unveiled that children within the ages of 2 yr were 75% less likely to be killed or obtain very severe injuries in the event of a crash if they are sat in a rear facing manner.

The age 2 recommendation is not a deadline, but rather a guideline to help parents decide when to make the transition, Dr. Durbin said. Smaller children will benefit from remaining rear-facing longer, while other children may reach the maximum height or weight before 2 years of age.

Children must be transitioned from a rear facing car seat to a forward facing car seat that comes with harness for optimal safety, this should continue until they reach the required height and weight. Then a booster will make sure the vehicle's lap-and-shoulder belt fit properly. The correct positioning of the seat belt should be for it to lie across in between the shoulder and the chest rather than laying across the face or the neck- as this can be dangerous in the event of an accident .

While the lap belt on the other hand must fit low and snug on the upper thighs and hips instead of the belly. A number kids will most definitely require a booster seat until they've grown till four feet and nine inches tall as well as being 8 to 12 years of age.

Children should ride in a http://www.primoeurobath.com/booster-seat.html or an http://www.primoeurobath.com/infant-car-seat.html in the rear of a vehicle until they are 13 years old.

An appropriate age and size restraints are still needed for children under the ages of 2 years to ride on the laps of an adult even though the Federal Aviation Authority permits kids to ride on adult's laps.

Just to recap, whatsoever method of transportation, children must be secured or restrained adequately to avoid severe injuries should an accident occur, whether by air, sea or land kids should always be retrained properly, Dr Durbin said. http://www.primoeurobath.com/, http://www.primoeurobath.com/baby-strollers.html, http://www.primoeurobath.com/baby-monitor.html and safe http://www.primoeurobath.com/baby-swings.html are a few of the most valuable baby products recommended for kids safety in their everyday life.

multiple van insurance cheap van insurance for under 25 short time van insurance weekend van insurance young drivers van insurance