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Enclosed inside a new policy released in the issue of April 2011 of Pediatric medicine, fathers and mothers are advised to keep their children within a rear-facing infant car seat up till the age of two or better still when they have gotten to the required height and also body weight for their specified seat. Also, the AAP also reminded parents about the basic requirement for their children to use booster seats that seat belt positioned until the height of 4' and 9" in height as well as reaching the ages of 8-12 years of age.
A previous policy published in 2002 also advised that it is much safer for toddlers and infants to be placed in a rear facing up position up to the limits of the car seat, also indicating age 12 months and 20 pounds as absolute minimum. Noticeably, a huge percen...
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Transport for London has now launched its online journey planner for delivery drivers in London during the Olympic Games. As the area will be manic for the duration of the games, delivery drivers can use the handy tool to plan routes which avoid certain no-go areas and therefore optimise efficiency during the Games. The planner shows delivery drivers the exact spots at which they can make drop offs in case of road closures and will show routes of any road events being carried out and how these will affect delivery times.
From July, the site will be refreshed every five minutes with up to date traffic information, and any issues which may affect drivers, their routes or timings. Overall, the tool will be a godsend to many freight operators, but the general advice is still to try and keep away from the area if possible as conditions will be hectic for drivers.
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Leading the way higher was waste management firm Shanks after saying that the Silverburn Shopping Centre in Glasgow is no longer sending any of its waste to landfill since appointing Shanks to handle its …
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As an expecting parent, you will need to invest in a new car that can accommodate your new baby’s needs, including room in the back to properly install a car seat, additional space for storing a stroller and other baby supplies, and features like a sound system you can easily access and operate to play your baby’s favorite music. When you’re looking for a new car we suggest you search for cargo space, ease of access, standard features, available warranty, and the vehicle’s safety rating. Below you’ll find a list of 10 new cars selected for their ratings on several trusted websites, including J.D. Power and Associates, Edmunds, and Vroomgirls. Keep in mind that these cars aren’t listed in any particular order and they’re simply suggestions.
Honda has become synonymous with quality, and its CR-V crossover is no exception. The 2012 edition offers space for five passengers, and the base model features automatic headlights, cloth seats, full power accessories, cruise control, and a rear view camera for added safety. Speaking of safety, the Honda CR-V comes with side curtain air bags and active head restraints. All of the CR-V’s trims come with a five speed automatic transmission that offers 185 horsepower and gets up to 31 mpg, making this an economical option in this class. The 2012 Honda CR-V won J.D. Power’s overall quality award, and it received top marks for its overall performance and design and predicted reliability.
The Toyota RAV 4 is another “tweener” option for new parents who want space for numerous passengers but don’t want to drive a behemoth. The RAV 4 has enough space for five passengers and when the rear seats are folded down offers 73 cubic feet of cargo space. Standard features include keyless entry, a six-speaker sound system, some power accessories, and air conditioning. Safety-minded parents will find a good match in the RAV 4, which offers standard anti-lock disk brakes, traction control, front-seat and side air bags, and side curtain air bags. Similar to other vehicles in its class, the Toyota RAV 4 gets a combined 24 mpg from its 2.5-liter 179-horsepower engine. J.D. Power gave the RAV 4 top marks for overall quality, although it was judged average in overall performance and design and predicted reliability.
Toyota’s Venza Crossover offers a roomy interior that accommodates five passengers and rides a little higher than most cars in its class. The base model features dual-zone automatic climate control, power accessories, and a six-speaker sound system with integrated Bluetooth connectivity. Although the standard features are nice, most parents are probably going to be more concerned about the car’s safety. The Toyota Venza has anti-lock disk brakes, traction control, and front-seat side, driver knee, and side curtain air bags. In government impact tests the Venza received four stars for rollover protection and five stars for side-impact protection, making this one of the safest cars on the road today. J.D. Power gave the 2012 Toyota Venza a four out of five for overall quality and predicted reliability, which shows this car could be a good long-term investment. The deal is sweetened by Toyota’s basic warranty, which covers 36 months or 36,000 miles, and its maintenance warranty of 24 months or 25,000 miles.
Similar to other large vans in our list, the Honda Odyssey has seating space for up to eight passengers and offers easy access via its sliding side doors and extra cargo space in the back for your baby’s supplies. Standard versions of this car come with cloth upholstery, full power accessories, keyless entry, cruise control, air conditioning, and a 60/40 split-folding third-row seat. Higher trims offer a rearview camera which could be helpful when you’re trying to back out of a parking spot. The 2012 Honda Odyssey performed exceedingly well in government crash tests: it received an overall rating of five out of five stars from the NHTSA and a “Good” rating, the highest available, for frontal-offset and side-impact crashes from the IIHS. The 2012 Honda Odyssey also received a five out of five rating for overall performance and design and a four out of five in overall quality from J.D. Power. However, the publication gave it a two out of five for predicted reliability, which is an issue you should be aware of as you shop around.
The Ford Edge SUV is another medium-sized crossover vehicle that is ideal for parents who want plenty of space but aren’t interested in driving a van. This model’s standard features include air conditioning, full power accessories, cruise control, a tilt-and-telescope steering wheel, and more. Higher trim levels have other options, such as keyless entry code pad or an upgraded audio system. The base model comes with a 285 horsepower engine that gets up to 27 mpg, which is competitive for a car of its size. The Edge’s interior has space for five passengers and a large rear compartment that can store all of your baby’s supplies. The back row of seats can also be folded down for extra cargo space. Similar to other vehicles in this list, the 2012 Ford Edge SUV has received good reviews for safety. The NHTSA gave it an overall rating of four out of five stars, and it received a “Good” rating for roof strength and frontal offset and side-impact crashes.
Stepping up in size is the Nissan Quest S CVT, which has space for seven passengers and standard features that include cruise control, ambient interior lighting, a four-speaker sound system, and a trip computer. Access to the second and third-row of seats, which are raised about the front-floor level to improve visibility, is aided by power sliding doors that open with a single touch. Under the hood the Quest has a 3.5-liter V-6 engine that offers 260 horsepower and a combined 21 mpg. The 2012 edition was one of the highest-rated vehicles by J.D. Power, which gave it five stars for its overall quality, performance, and design.
Nissan’s Murano SUV offers a wide range of standard interior and safety features well-suited for new parents. The base model features dual-zone automatic climate control, cloth upholstery, some power accessories, and a six-speaker sound system. Higher trim packages offer other perks, such as rearview cameras and an upgraded sound system. Standard safety features include stability control, active front head restraints, anti-lock disc brakes, and front side and side curtain air bags. This model also has a pretty sizable rear storage space and the back row of seats can be set down to increase cargo space. The IIHS gave the 2012 Murano “Good” ratings for frontal offset and side-impact crash tests, and J.D. Power gave the SUV a five out of five for overall quality.
The relatively compact Toyota Prius C delivers 50-plus MPG in the city, features no fewer than nine airbags, and has more interior room than it would appear from the outside. You’ll have to take a little more time to fit in a stroller and baby bag and the engine can be noisy under heavy acceleration, an issue that might put off parents of newborns. However, the Toyota Prius C’s price and top-of-the-line safety features make it a good option for new parents. The Prius C received “Good” ratings from the Insurance Institute for Highway Safety for all crash protection tests, and the hybrid model was named a top safety pick for 2012. J.D. Power gave the Toyota Prius C a four out of five for predicted reliability.
The stylish, well-priced Kia Soul compact hatchback offers plenty of space, utility, safety features, and a strong warranty. It has space for five passengers and the base model has cloth seats, full power accessories, USB audio jacks, and air condition. Cruise control, keyless entry, and other amenities are offered in the higher trim levels. The 2012 Soul has been updated with more powerful engines, 15-inch steel wheels, and wider tires. The base engine is a 1.6-liter four-cylinder that puts out 138 horsepower, while the plus version has a 2.0-liter engine rated at 164 horsepower. Although the plus version’s engine makes for a more exciting driving experience, the base model offers better gas mileage.
The Kia Soul’s safety features include side curtain air bags and stability control, and it received a “Good” rating, the highest possible, from the Insurance Institute for Highway Safety for frontal offset and side-impact crashes. Budget minded shoppers will like Kia’s basic warranty, which covers the car for 60 months or 60,000 miles. New buyers also receive a powertrain warranty that covers 120 months or 100,000 miles. J.D. Power awarded the 2012 Kia Soul awards for performance and quality. Although the Kia Soul isn’t the largest vehicle on the list it’s still a great option for new parents who want a fun car that meets their needs for space and safety.
With enough space for eight passengers, the Honda Pilot is one of the largest vehicles in its class. It offers a wide range of standard features, including full power accessories, split-folding second and third-row bench seats, and remote keyless entry. The higher trim levels offer a rearview camera which can be helpful for maneuvering out of parking spots safely. This car is powered by a 3.5-liter V-6 engine that is rated at 250 horsepower and gets as much as 25 mpg. In addition to its standard features, space, and relatively good gas mileage, the Honda Pilot has received high marks for its safety. The SUV, which comes with side curtain air bags for all three rows, received a frontal crash rating of four out of five stars from the National Highway Traffic Safety Administration. J.D. Power gave the 2012 Honda Pilot high marks for its overall quality and performance and design. Due to its size this may not be an ideal option for new parents, but could be a wise investment if the space is going to be needed in the future.
The post 10 Great Cars for New Parents appeared first on CarInsurance.org.
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I am writing to express my sincere appreciation and gratitude for the professional service provided to me today by Karen. She was patient, personable and proficient in solving a problem for me with regard to car insurance for my daughter. I must say that this was not the first agency we had contacted, but I am pleased to advise that it was the last. I did experience a wide range of responses from other companies, but Karen’s assistance was outstanding! We reviewed the information, she developed quotes, helped me evaluate the different options and we then closed the deal.
For some background, I have been involved in commercial insurance for close to 30 years as a senior executive with one of the largest brokerage firms in the world. I know how critical service is, and how attitude is apparent over the phone. My clients expect a lot of service from me and I can tell you that I appreciate excellent service. That is why I am taking the time to make a statement as to the wonderful service, attitude, helpfulness and overall satisfaction I have had the pleasure to experience today. You have a great employee in Karen, and I will definitely recommend your firm and consider it in the future for my additional insurance needs.
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In most countries, vehicle insurance is considered vital for every motorist. In the UK for instance, the law enforcement agencies are always on the prowl to enforce drivers have valid insurance policies for the cars they use. Two of the major benefits of having a valid cover includes:
Coverage against claims from motorists or passengers looking to exercise legal obligation against a policy holder that is the major cause of an accident in which losses and or damages occurred as a result.
It's always advisable to always be on the right side of the law- driving without a valid insurance would lead to your vehicle being impounded or you may even risk a driving ban for not adhering.
Driving without a valid insurance policy constitute a driving offence. These are the consequences for driving without a valid motor insurance policy:
It can be rather confusing for new and young drivers trying to buy an insurance policy for the first time. The manner in which policies are written and structured can be extremely difficult for new drivers looking to purchase a car insurance policy- more experienced drivers within the family might need to explain it to them in simpler terms. However, there are vital factors to look out for in a policy before you decide to buy. These are primary factors to consider:
Cheapest car insurance company doesn't exist when your looking for cheap car insurance premiums. There are simply too many variables affecting the price of a car insurance policy: who you are, what you do for a living, where you live, the type of car you drive and your driving history, all contribute to what insurers use to determine the amount of premium you pay for your policy. Your sole objective will now be to spot the cheapest car insurance deal possible by:
Discovering affordable premiums can some times become mission impossible. The most viable way of unlocking cheap quotes is to lower your risk factor to the bare minimum then begin to compare quotes from as many insurers as possible.
Vehicle insurance organizations do offer varied type of insurance products thereby offering different quote forms like- student motor insurance from cheapcarinsurancex, http://www.cheapcarinsurancex.org/cheap-car-insurance/short-term/pay-as-you-go, green car insurance-http://www.cheapcarinsurancex.org/cheap-car-insurance/green and so on.
It cost more to drive your car without adequate insurance protection than when you have a valid cover : The essence of being insured is to cover against any liability or litigation that may arise as a result of a loss or liability resulting from accident caused by the insured. Examples of risk motorists face for not having appropriate insurance cover on their vehicle includes- the risk of their cars been seized or destroyed by local authorities, fines, claims from other third parties and so on.
But driving with a valid insurance cover only gives you peace of mind because your insurer deals with any other issues that may arise as a result of you getting covered. So, be insured before you drive any vehicle on the road.
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Purchasing van insurance policy coverage need to be a very simple adventure. You dig up the suitable quote, receive an excellent value and get your van covered. But then even the best duties have their own individual potential risks attached. http://www.cheapestvaninsurance.org/
Inexpensive van insurance is a major instance on this. On paper, it is a straightforward course of, however you must be cautious of likely points, reminiscent of paying beyond the odds or acquiring the improper sort of cover fully. Nevertheless to help you steer clear of this kind of possible hindrances, here is an a guide to five of the most typical errors that folks carry out when buying or restarting their vehicle insurance policy.
1. Providing Incorrect Details.
Vans are generally designed as flexible vehicles. Therefore the insurance coverage which insures them has got to provide account considering all of these potential applications. This can give a certain difficulty to the appliance process and should even lead to needless errors being created within the info an individual present.
For example, when you fail to call a daily car driver of your car or even declare that it’s used for one purpose while it’s actually used for an additional, this will trigger important matters. Bearing in mind that insurance is a authorized obligation, in case your policy is undoubtedly invalidated by means of any inaccuracies, you may face larger problems as compared to simply finding it a little bit tough to get a profitable compensation claim.
2. Not Checking Your current Cover Earlier Before Renewing It.
A year generally is a very very long time in the lifetime of a vehicle including a corporation. A lot of issues can change during this era, some of which can must be reflected with your insurance packages. Lack of ability to correctly amend your particulars might lead to lots of the problems shown in the earlier part. Whilst a cheap offer could also be what you are after, in the end you need to have vehicle insurance that can actually provide you with the policy you need.
Subsequently be sure to spend time to evaluate your current renewal application consider it as a possibility to produce any kind of obligatory changes even whether it is just a insignificant adjustment in your expected twelve-monthly mileage or perhaps including a new individual. Use your current policy as a marker and then prepare changes to match. Modifying the application through the duration of your policy can end up costing you a normal charge each time, therefore it is price executing it any time you’ve gotten the opportunity.
3. Not Bothered To Take A Look At the Quotations From Other Insurers.
While you may be joyful together with your present insurance provider and also have received a good offer on your new policy, that do not even imply that it will possibly not necessarily end up being enhanced for some other place. Get on-line and observe. Apply your own similar details along with a wide range of van insurers and see just what is obtainable for your needs and figure out the place financial savings will be generated without having to eliminate your primary level of policy.
It is actually easy to carry out, and thanks to the actual Internet, it is amazingly accessible and also fast also. Subsequently there should be absolutely no excuse for shelling out extra for the same policy by ignorance.
4. Assuming They Are Of Similar Premiums Along With Other Insurance Companies.
Presently there usually are obvious similarities among the two types of cover; nonetheless, you’ll find also the same amount of differences that will distinguish them apart. If you usually are not necessarily cautious you could miss essential data (again, as detailed in the first section) or perhaps go away your self seriously less than covered. Perceive your main vehicle, precisely what it is utilized for, where it is kept and who will be utilizing it. Solely by getting all of this correct would you have a coverage that basically gives the cover required.
5. Buying Excess Amounts Or Too Few Suggested Add On.
If you happen to be panicking that you hadn’t applied the correct details and also exaggerated the level of cover that you simply required, you’re way more likely to fork out greater than will be strictly obligatory on your insurance cover. Should you hadn’t applied beforehand, seek the advice of any person who may have to get recommendation or even talk to the insurance organization to be able to show you through the correct process. A telephone call is commonly a great way to question unfamiliar things while an individual go alongside, as long as you have all the information handy certainly.
So if you are really serious on the subject of owning the perfect possible cheap van insurance offer you should completely stay clear of these kind of hindrances. Simply because these actions are proven to avoid you beyond your wanted goal- safeguarding money on your van insurance quote. Furthermore there are a few other efficient opportunities to follow when you are hunting for tactics to shell out a lesser van insurance cost- 1 month van insurance, less costly van insurance quotes as well as cheapest car insurance quotes coupled with alternative van insurance comparison approaches.
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Buying a smartphone isn’t cheap, but did you know these devices could also save you money?
If you own a smartphone, you probably love the convenience of having the internet and GPS quite literally at your fingertips.
However, these devices can also be fantastic money-saving resources. Here are eight of our favourite financial apps.
1. RedLaser
By using your phone’s camera, you can scan in an item’s barcode and RedLaser will compare prices in local shops and online retailers.
You can also use the app to check stock levels and reserve items you’d like to buy.
Free
Available on iPhone, Windows Phone and Android
2. Nosey Parker
With this app, iPhone users can search for the cheapest and safest parking spaces near their current location.
Nosey Parker could be especially useful for anyone who frequently drives in busy city centres or visits areas they’re not familiar with.
£2.99
Available on iPhone
3. Vouchercloud
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Most homeless people will tell you that there are two classes of homelessness: with car and without a car. If you are homeless, but still own a car, you may find yourself relying on it as a temporary shelter until you get back on your feet. Some cities have safe-parking programs that allow a person living in their car to park and sleep in a designated parking lot without fear of being hassled. However, more programs like this are needed if we, as a nation, genuinely wish to help the 3.5 million Americans who, according to the National Coalition of the Homeless, experience homelessness each year. Here are six tips for living out of your car if you are otherwise homeless.
Finding a place to discreetly park your car so that you can rest is tricky, since the laws regarding parking on private or public property and sleeping in your vehicle vary from state to state. If there is no safe-parking program in your city, church parking lots, 24-hour shopping centers, and neighborhoods where you can park not in front of a home, but in between a residential and business property, are all potentially safe and discreet places for you to park and sleep. Parking consistently in the same spot or neighborhood will draw attention, so try to locate several places where you can park on any given night.
For the weary traveler, a truck stop, rest stop, or a Pilot Travel Center are all safe, cost-free places to park and sleep. Chain truck and rest stops are well-lit and staffed with 24-hour security, and provide an oasis of amenities for the weary traveler, including showers and laundry facilities. Most, but not all, Walmart stores allow RVs and other vehicles to park overnight in their parking lots. Be sure to check with a store's manager in advance before parking and bedding down for the night.
Consider using a car cover if you are unable to park at a truck stop or Walmart. A car cover will help you to remain discreet wherever you park and provide you with the privacy you need in order to rest and sleep. However, a car cover may draw the attention of thieves, who will assume that underneath it is an expensive car. And while a car cover is helpful for additional warmth in winter weather, in the summer, it will turn the inside of your car into an oven.
After a day or two of sleeping in your car, your car will start to stink. Try just barely cracking the windows before you go to sleep in order to keep the air inside fresh and circulating. Clean the interior and exterior of your car regularly, at a local car wash if you can afford it, just as you would if you were not homeless.
Keeping clean and looking presentable when you're homeless is challenging, but absolutely crucial if you hope to find or maintain a job. Truck and rest stops usually have showers for travelers, but using one will cost you $7 to $10. Public beaches, pools, or community centers are all places where you can grab a quick shower for free. Wet Ones can be a surprisingly refreshing and thorough way to clean yourself up if you don't have access to running water or a shower.
Be smart about where you park your car; avoid sketchy neighborhoods, and try to park near or under a street lamp. While inside your car, make sure all four doors are always locked. If someone tries to break into your car unaware that you are inside asleep, you can almost always scare them off by honking your car horn.
The post How to Live Out of Your Car appeared first on CarInsuranceQuotes.net.
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Cyclists, taxi drivers, elderly motorists and tractors are all ranked among the most irritating road users. But which group is the most annoying?
Do you ever get vexed behind the wheel ­­– cursing other drivers for not knowing the Highway Code and having a total lack of common sense? Well, new research suggests Brits are a pretty irritable bunch on the roads…
Drivers over the age of 60 are the biggest source of frustration, according to research from insurance company Admiral.
Some 41% of those surveyed claimed to be irritated by elderly motorists.
Sue Longthorn, Admiral managing director, said: ‘The reason so many people find elderly motorists irritating could be because they tend to drive more carefully and are not in such a rush compared to many other road users.’
On a regional level, people in the North East, Yorkshire, Humberside, Wales, Scotland and Northern Ireland find taxi drivers the most annoying road users. In London, however, van drivers are regarded as the scourge of the roads.
| Road user | Percentage who find them irritating |
| Elderly motorists | 41% |
| Taxi drivers | 37% |
| Cyclists | 36% |
| Van drivers | 34% |
| Male drivers aged 17 or 18 | 30% |
| Caravanners | 29% |
| Tractor drivers | 26% |
| 4x4 drivers | 26% |
| Lorry drivers | 21% |
| Motorcyclists | 19% |
| Bus drivers | 19% |
| Female drivers aged 17 or 18 | 14% |
| Sales reps | 9% |
Source: Admiral
Most annoying habits
As well as annoying road users, Admiral’s research also looked at the most irritating driving habits.
Perhaps unsurprisingly, tailgating is rated as the most irksome and gets on the nerves of 74% of drivers. Using mobile phones behind the wheel and not indicating are also high on the list of gripes.
| Annoyance | Percentage |
| Tailgating | 74% |
| Using mobile phones | 73% |
| Not indicating | 71% |
| Cutting up | 70% |
| Not paying attention | 57% |
| Driving too slowly | 54% |
| Not saying thank you when you give way | 50% |
| Hogging the middle lane | 49% |
| Speeding | 32% |
| Racing at traffic lights and junctions | 30% |
Source: Admiral
Dealing with arguments on the road
If you need to stop your car following an incident, drive to a spot where there are other people around. Being in a public place could reduce the risk of a violent encounter.
While it’s tempting to retaliate if another driver makes an obscene gesture or shouts, doing so will probably just exacerbate the situation.
Also, it could be wise to keep a mobile phone in your car so you can call the police in the event of a serious dispute on the roads.
Road rage and insurance
Motorists who sustain injuries or damage to their vehicle as a result of a road rage incident may find their insurance company won’t pay out.
In fact, research carried out by Defaqto back in 2010 found that 94% of UK insurers don’t offer any cover for these types of claims.
If your own aggressive behavior contributed to the incident, a number of insurance policies carry an exclusion stipulating you won’t be covered
Furthermore, you might be unable to claim if you’re involved in a road rage incident, but don’t know the identity of your assailant.
For more articles like this, check out Which professions make the worst drivers? and Will you break the law this summer?
**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**
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Imagine you lost your income today. How long could you survive financially? For many Brits, it could be under a week.
A third of households in the UK have less than £250 in savings, according to research from HSBC. Worst still, a fifth of households don’t have any money set aside as a safety net.
This means the average family could run out of money in just five days – based on monthly expenditure of £1,669. Let’s say you started dipping into your savings on a Monday, your emergency fund would be depleted by Friday – a terrifying thought for those of us without wealthy relatives and trust funds.
Scarier still: it seems the number of families without adequate savings is on the increase. According to the research, the number of families with fewer than five days’ worth of savings has risen by three quarter of a million since last year.
But what is the reality if you lose your income? We look at how those quizzed c...
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1630: Close The FTSE closed well above its opening level, boosted by data out from the US which included better-than-expected jobless data and producer price inflation. In the UK, it was reported that ...
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Can’t be bothered to clean out your attic? Perhaps the possibility of making £2,800 would motivate you.
The average UK homeowner has £2,813 of clutter going unused in their attic, according to research from the Co-operative Bank.
Common items stored away include books, children’s toys and Christmas decorations. Shockingly, 22% of people have as many as five TVs collecting dust in the loft.
However, few of us appreciate we could be sitting on a potential gold mine. When asked to estimate the value of the goods in their attic, people guessed an average of £559 – less than a fifth of the potential worth.
Surprisingly, some 30% of those surveyed wouldn’t consider parting with their clutter in order to make some cash.
James Hillon, Head of Home and Family at the Co-operative Bank said: ‘For many, just the thought of having a clear-out is a cause of worry, so much so that the term ‘hoarder disorder' has been coined to explain the scientific symptoms and medical reasons behind our hoarding habits.’
But just how would you go about making a little extra cash and break the hoarding habit?
Selling online
Although your first thought might be to opt for a well-known site such eBay or Amazon, there are plenty of alternatives so it could be worth doing your research.
Preloved is a site dedicated to selling second-hand goods and allows you to place a free ad without any listing or selling fees.
With musicMagpie, users can earn extra cash by trading in their old CDs, DVDs, games and technology.
Rather than selling your stuff in an auction, the site pays a set amount for each item – you can find out how much your goods are worth by entering the barcode or the name and model.
If you use online charity bookstore Green Metropolis, you’ll receive £3 for every book you sell – though you’ll need to cover the cost of postage yourself and this can range from 50p to £2.50.
Alternatively, you can become a charity seller and 50p or £1 of your profit for each book will be donated to a nominated charity.
Car boot sales
If you can brave the early start, you could dispose of your clutter by having a car boot sale.
Websites such as Yourbooty.co.uk and CarBootJunction contain listings of sales in your area or you could try checking the local paper to find a suitable venue.
Remember, if you want to bag a decent pitch, it could be worth turning up as early as possible to beat the competition.
Also, be prepared to haggle over price ­– many seasoned car booters will be in the market for a bargain and might try to put in a cheeky offer.
If your main goal is to spring clean, however, consider lowering your prices toward the end of the day if you need to get rid of excess stock.
Upcycling
This suggestion will perhaps work best for those with a creative bent or a talent for DIY.
Upcycling is the process of transforming items you no longer need into new, more useful objects.
Cutting up unwanted clothing and using it to cover stains or tears on other material is an obvious example. However, you can check out websites such as this for more tips.
For more articles like this, see Six top money-saving websites and Do you have a hidden fortune?
**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**
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The thought of car insurance premiums do often make motorists cringe- because of exorbitant nature that insurance for vehicles have become. Consequently, high premiums in recent years is a major determining factor. The last decade has seen the steady rise of premiums nationwide at an alarming rate that getting a cheap premium is getting more difficult by the day- without concerted efforts. No matter how pricy car insurance premiums can be- they are still vital for driving any vehicle on the road.
Motor insurance policy is considered mandatory for every motorist in most countries. In the UK for instance, the law enforcement agencies are always on the prowl to enforce drivers have valid insurance policies for the cars they use. The major advantages of being adequately covered are::
Coverage against claims from motorists or passengers looking to exercise legal obligation against a policy holder that is the major cause of an accident in which losses and or damages occurred as a result.
Secondly, it is against the law in the UK to drive a vehicle without a valid insurance cover- offenders can have endorsements on their licence, get a fine, be disqualified from driving, or even imprisoned for severe and unique cases.
Do not drive a vehicle which you do not have a valid insurance policy on. Below are some of the risks you face for driving without an insurance policy:
It can easily become overwhelming for new drivers attempting to get an insurance policy for the very first time. New drivers usually find it difficult to comprehend the terms or wording of their policy document- experienced drivers would be in a better position to interpret it in a simpler language for them. Nevertheless, there are still important things to consider in a policy before even considering to buy it. Below are a few important ones to look at:
Apparently, there is no cheapest car insurance provider. Basically, there are overwhelming variables that can influence the cost of vehicle insurance coverage: who you are, what you do for a living, where you live, the type of car you drive and your driving history, all contribute to what insurers use to determine the amount of premium you pay for your policy. You are now compelled to get the most affordable motor insurance deal possible by:
Knowing the insurance company that can offer you the cheapest quote is like finding a niddle in a haystack. Good number ways you can find discover these elusive low cost quotes will be to minimize your perceived risk factor to the insurance company and compare insurers.
There are so many insurance packages that insurance companies offer to motorist, the package you request would depend on the quote form you’re given, typical examples are: quotes for http://www.cheapcarinsurancex.org/cheap-car-insurance/student, www.cheapcarinsurancex.org/cheap-car-insurance/green + green car insurance, get pay as you go car insurance at www.cheapcarinsurancex.org/cheap-car-insurance/short-term/pay-as-you-go and many more.
Driving whilst under insurance protection is a lot cheaper than driving without one: The consequence of not having an insurance policy on the car you drive can be quiet costly when involved in an accident. Examples of risk motorists face for not having appropriate insurance cover on their vehicle includes- the risk of their cars been seized or destroyed by local authorities, fines, claims from other third parties and so on.
On the other hand, insuring your vehicle only gives you peace of mind and away from trouble. Always make sure you insure your car with at least the most basic level of cover before you drive on the road.
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Crowds numbered over 16000 at this year’s CV Show, up by 10% on last year’s figures and an impressive feat given the current state of our economic climate, especially as many of those in attendance were buyers.
Show organisers were more than happy with such a fantastic turnout and just what the CV Show 2012 has proved about the commercial vehicle market- it remains sufficiently healthy despite the decline of other industries in the UK, defying economic uncertainty.
These figures also bode well for 2013, when the Commercial Vehicle will also be able to boast official international accreditation. All this seems to promise an even bigger and even better show for next year.
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How to get cheap van insurance quotes Read more here.. Where to get cheap quotes Check out more... When to obtain new quotes
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